The first thing Mark searched for after his mother passed away was her recipe book. The small brown notebook had built one of the most popular local restaurants in the area. Customers came for her pepper soup and special signature sauces. For years, Mark had watched her run the business from a corner table near…
Investing has become more accessible in Nigeria, especially with digital platforms like WealthBuddy by Meristem, one of the best mutual funds apps in Nigeria. Whether you are a beginner or an experienced investor, mutual funds offer a simple way to grow wealth without needing deep market knowledge. This guide explains how mutual funds work and…
Realising that a share certificate is missing or damaged is a stressful moment for any investor. However, it is important to remember that the document itself is proof of ownership, not the ownership itself. Your investment remains secure in the registrar’s records, provided you take the right steps to update them. The Recovery Process If…
Sukuk Finance, according to the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI), can be defined as certificates of equal value representing undivided shares in the ownership of tangible assets, usufructs, and services or (in the ownership of) the assets of particular projects or special investment activity. It is an Islamic financial certificate which…
When the Arinze family lost their loved one, the first few weeks were focused on the usual things — visitors, arrangements, and settling into a new reality. One evening, the immediate family gathered in the sitting room. The eldest son was there, his siblings, and a couple of close relatives. They started discussing what needed…
When a shareholder passes away, their investment does not simply vanish. The shares they held remain valid assets, ones that can and should be transferred to the rightful beneficiary or executor. This process is known as share transmission, and it is one of the most important services a registrar offers. At Meristem Registrars & Probate…
Charles runs a logistics company in Ikeja. On paper, his business is thriving, with steady clients, multiple trucks on the road, and contracts from well-established firms. But business success is not always as straightforward as it looks. One month, three of his major clients delayed their payments at the same time. Suddenly, the numbers that…
Mutual funds have become one of the most structured and accessible ways for Nigerians to participate in the financial markets. They offer professional management, diversification, and flexibility, making them suitable for both new and experienced investors. What is a Mutual Fund? Mutual funds are professionally managed investment vehicles that pool money from multiple investors to…
Mums have a way of keeping everything in order. They remember birthdays without reminders. They know exactly where the important documents are kept. They make sure school fees are paid on time, and everyone in the house is taken care of. They think ahead. They plan for tomorrow even as they take care of today.…
For many people, the idea of investing can feel daunting. You hear terms like equities, bonds, mutual funds, treasury bills, and portfolio allocation, and it may seem like a realm reserved for financial experts. However, the reality is much simpler: investing isn't about knowing everything. It's about grasping a few core principles and starting…
