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Meristem Securities Limited Nigeria | Blog

What to Do if You’ve Lost Your Share Certificate

Realising that a share certificate is missing or damaged is a stressful moment for any investor. However, it is important to remember that the document itself is proof of ownership, not the ownership itself. Your investment remains secure in the registrar’s records, provided you take the right steps to update them. The Recovery Process If…

ByBrand & Comms TeamApril 30, 20260Comments

Financial Advisory

Sukuk Finance

Sukuk Finance, according to the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI), can be defined as certificates of equal value representing undivided shares in the ownership of tangible assets, usufructs, and services or (in the ownership of) the assets of particular projects or special investment activity. It is an Islamic financial certificate which…

ByBrand & Comms TeamApril 23, 20260Comments

Registrars & Probate

Inheritance Myths: What Families Get Wrong

When the Arinze family lost their loved one, the first few weeks were focused on the usual things — visitors, arrangements, and settling into a new reality. One evening, the immediate family gathered in the sitting room. The eldest son was there, his siblings, and a couple of close relatives. They started discussing what needed…

ByBrand & Comms TeamApril 17, 20260Comments

Registrars & Probate

Share Transmission: What It Means and How It Works

When a shareholder passes away, their investment does not simply vanish. The shares they held remain valid assets, ones that can and should be transferred to the rightful beneficiary or executor. This process is known as share transmission, and it is one of the most important services a registrar offers. At Meristem Registrars & Probate…

ByBrand & Comms TeamMarch 27, 20260Comments

Loans and Leases

How Businesses Can Survive Cash Flow Gaps

Charles runs a logistics company in Ikeja. On paper, his business is thriving, with steady clients, multiple trucks on the road, and contracts from well-established firms. But business success is not always as straightforward as it looks. One month, three of his major clients delayed their payments at the same time. Suddenly, the numbers that…

ByBrand & Comms TeamMarch 24, 20260Comments

Investment

5 Things to Consider Before Investing in Mutual Funds

Mutual funds have become one of the most structured and accessible ways for Nigerians to participate in the financial markets. They offer professional management, diversification, and flexibility, making them suitable for both new and experienced investors. However, while mutual funds simplify investing, selecting the right one still requires careful thought. Beyond projected returns, investors must…

ByBrand & Comms TeamMarch 17, 20260Comments

Registrars & Probate

What Happens to What Mum Left Behind?

Mums have a way of keeping everything in order. They remember birthdays without reminders. They know exactly where the important documents are kept. They make sure school fees are paid on time, and everyone in the house is taken care of. They think ahead. They plan for tomorrow even as they take care of today.…

ByBrand & Comms TeamMarch 13, 20260Comments

Investment Stock Trading

Investing for Beginners: What You Need to Know

For many people, the idea of investing can feel daunting. You hear terms like equities, bonds, mutual funds, treasury bills, and portfolio allocation, and it may seem like a realm reserved for financial experts. However, the reality is much simpler: investing isn't about knowing everything. It's about grasping a few core principles and starting…

ByBrand & Comms TeamMarch 13, 20260Comments

Registrars & Probate

How Key Market Dates Affect Dividend & Other Corporate Actions

A shareholder once called days after a dividend payment had been completed. “I bought the shares before the announcement of the dividend payment date by the company,” he said. “Why didn’t I receive the dividend?” The dividend had been declared weeks earlier. However, entitlement was determined by the record date, not the announcement. In capital…

ByBrand & Comms TeamFebruary 27, 20260Comments

Registrars & Probate

Trusted Support When it Matters Most

Probate can be a complex and emotionally demanding process, especially at a time of loss. Meristem Registrars and Probate Services Limited provides professional probate support designed to ease the burden, ensure compliance with legal requirements, and help families move forward with clarity and confidence. Speak With Our Probate Team Contact Details 📞 Phone: 09162190091, 08134436183…

ByBrand & Comms TeamFebruary 26, 20260Comments