At Meristem, excellence is not just a standard; it’s a promise. We are proud to announce that Meristem Registrars and Probate Services Limited has been named “Registrar of the Year” at the prestigious Nairametrics Capital Market Choice Awards. This award is a testament to the trust our clients place in us and the consistent effort…
When it comes to preserving your legacy and safeguarding your family’s future, understanding the distinction between a Will and a Trust is essential. Both are foundational estate planning tools, but they serve different purposes and offer varying levels of control, privacy, and efficiency. In today’s edition of Trustees Thursday, we break down the key differences…
Sukuks are investment certificates or notes that evidence proportionate interest in ownership of tangible assets, goods and services, or investment in the assets of projects that adhere to the principles of Shariah. The holder has an ownership right in a particular asset and is, therefore, entitled to the return generated by that asset. Sukuk issuances…
What is a Mutual Fund? A mutual fund is a collective investment scheme that pools money from multiple investors to invest in a diversified portfolio, such as stocks, bonds, or other securities, managed by a professional fund manager. It offers accessibility, diversification, and experienced oversight. Key Facts About Mutual Funds 1. Types of Mutual Funds…
Project finance is a specialised financing mechanism employed for large-scale infrastructure and development projects. It refers to the funding of long-term infrastructure, industrial ventures, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are repaid from the cash flow generated by the project…
The Probate Process Probate and Will are two fundamental yet distinct concepts in estate administration. In our previous article, we examined their differences and emphasized that while both are essential in managing a deceased person’s estate, they are not interchangeable. You can read it here in case you missed it. In this article, we will…
Remember when you were a kid and had that little wooden money box where you'd drop coins whenever you got some pocket money? There was no investment strategy, no financial goals, just the satisfying click of adding to your savings. Adulting, unfortunately, requires a bit more planning than that. Here's the truth: just saving money…
As Women's Month draws to a close, we want to share some key reflections on financial independence. Beyond the celebrations, panel discussions, and inspiring stories, the real empowerment comes from taking control of our financial future. Financial independence is more than just earning an income—it’s about making informed decisions, growing wealth, and securing long-term stability,…
The terms Probate and Will are often misused, either separately or interchangeably. Some assume that a Will is the same as Probate, while others believe that having a Will eliminates the need for Probate. Both assumptions are incorrect. Although both Probate and Will relate to matters after death, they are separate legal concepts in estate…
When it comes to building wealth, many of us picture large sums of money, high-risk investments, or needing years of financial expertise. But the truth is, that wealth creation doesn’t always start with big leaps — it often begins with small, consistent steps. This is where micro-investing comes in, and it’s a game-changer for anyone…
