Investing in the stock market offers numerous opportunities, but selecting the right investment vehicle is essential to optimising returns while minimising risk. An ETF (Exchange-Traded Fund) is such an investment vehicle. It is a type of investment fund that is traded on stock exchanges, much like individual stocks. The Meristem Growth ETF and the Meristem…
Think of a hardworking founder of a highly successful enterprise. With significant labour, sacrifice, and commitment, they have achieved significant success. As they advance in years, their deepest desire is for the product of their labour to be transferred seamlessly to the next generations. They want their wealth to not only provide their descendants with…
What is a Bonus Issue? Bonus issues are additional shares issued to existing shareholders of a company at no cost. The new shares issued are based on the current holding. A bonus issue is also known as a Scrip Issue or capitalisation issue. During cash shortages, companies may seek to issue bonus shares to uphold…
Success in generational wealth transfer is a challenge for many families. Statistics show that 7 out of 10 families will lose their wealth by the second generation, with 9 out of 10 losing it by the third. This staggering number has a significant impact on the well-being of existing and unborn family members, as well…
What is Succession Planning? Succession planning in the context of family wealth management involves the process of preparing for the seamless transfer of leadership, management, and ownership of a family business or wealth to the next generation or chosen successors. This strategic undertaking is key in ensuring the continuity and long-term sustainability of the family's…
Family businesses are unique entities that blend personal relationships with the challenges of running a successful enterprise. With ownership, management, and control predominantly held by family members, they play a crucial role in generating employment and driving economic growth. Studies reveal that family businesses contribute significantly to global GDP and job creation. Their resilience during…
The month of May closed beautifully well for us as our Research Team was honoured with the prestigious Award for Best Global Inflation Forecaster in 2023 for Nigeria. This remarkable achievement underscores our team's relentless dedication and commitment to providing top-tier financial analysis and forecasting. This recognition isn't just an honour, it's a validation of…
Are you looking to invest your money but unsure about navigating the different options? Meristem offers a variety of mutual funds that can cater to your investment goals and risk tolerance. Mutual funds offer a solution; pooling resources from various investors to invest in a diversified portfolio managed by professionals. This article explores three of…
Deborah and her Twin Sister Vivian graduated last week with first-class honours. While Deborah is now an architect, Vivian will attend Nigerian Law School in August to become a lawyer! It was an extremely emotional day during the graduation ceremony for the twins because of the absence of their Parents. The Twins had lost their…